A new analysis from Sifted maps Europe's AI fintech sector, identifying 94 startups that are applying artificial intelligence to the business of money. The map covers a broad range of financial activities, from payments and lending to compliance and customer service, all of which are being automated with AI tools.
The list highlights how AI has become a core part of fintech innovation in Europe, with startups embedding machine learning and data-driven automation into everything from back-office operations to front-end user experiences. The sheer number of companies in the map suggests that AI is no longer a niche add-on but a central pillar of the region's financial technology ecosystem.
While the analysis does not rank or compare the startups, it offers a useful reference point for investors and industry observers tracking where AI and finance intersect. The map also underscores the competitive intensity of the sector, as dozens of young companies chase similar opportunities in automating money management and financial services.